​Schaeffer's Harley-Davidson® Extended Service Plan

​Cover Your Bike

You can sit back and hope your Harley® never breaks down, or you can act to protect your investment and your finances. Ride worry-free with the Harley-Davidson® Extended Service Plan. It protects you from costly repairs if you're ever faced with them.

You didn't settle for less when you got your Harley®. Don't settle for anything less than the best service plan available-the Harley-Davidson® Extended Service Plan.

The Harley-Davidson® Extended Service Plan Fender-to-Fender protection against mechanical breakdowns lets you ride worry free for years. Plans are available for both new and used Harley-Davidson® and Buell® motorcycles.

  • Locked-in repair costs: All you'll ever pay is the $50 deductible for covered repairs per visit, not per repair.
  • Protected Resale: The H-D® Extended Service Plan can be transferred to a new owner for free. This ensures that you'll get the highest possible resale value for your motorcycle.
  • Travel Protection: Reimbursements provided for a rental car, pickup charges, hotel and your meals*. We'll never leave you stranded.
  • Payment Options: You can pay for this valuable protection with the Harley-Davidson® Visa® Card, or include it with your loan from Harley-Davidson® Credit.
  • Restrictions apply: See actual contract (Part I and Part II) for specific coverage, exclusions and restrictions.

You can't predict an illness or accident. But with Harley-Davidson® Protection Plans, you can prepare for them. Both the Credit Life & Disability and the GAP Program provide a time-honored extra measure of protection against the unpredicted pitfalls that can happen any time. They bring certainty to an uncertain world.

Credit Life & Disability

Harley-Davidson® Credit Life & Disability covers your motorcycle loan payments should a covered accident or illness disable you. The plan will take over during the disability (after a short waiting period) and make the scheduled loan payments for as long as you are disabled and a balance remains on your loan.

In the case of premature death, the Credit Life Insurance pays your motorcycle loan debt. Which means your loved ones will have one less thing to deal with. With both plans, you only purchase the exact amount of coverage you need. No physical exam is necessary to get coverage. Just answer a couple questions, sign up and the low cost protection can be included in your loan payment-easy and affordable peace of mind.

GAP Program

For many Harley-Davidson® owners, if their motorcycle is stolen and never recovered, chances are they will have to pay the "gap" between their insurance company payment and the loan payment. Often H-D® owners assume that their primary insurance will cover any loss related to their motorcycle. In reality, the actual cash value that an insurance company places on your motorcycle may be substantially less than the outstanding balance on your loan. Especially if you have a 48-month or longer loan term, put less than 20 percent down or financed accessories into your loan. Who pays the difference or the "gap" between your insurance company and your loan payoff? You do!

GAP Example

The GAP Plan pays the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $25,000.* Plus, your insurance deductible may be covered up to $1,000. With your loan balance paid in full and your deductible covered, you can move on to purchasing a new motorcycle.

Programs may vary by dealer/lender/state. Please refer to your GAP Addendum for details of the terms and conditions of this coverage.